Imperial Fund in the News

The deal, which was done in conjunction with Bob Diamond’s Atlas Merchant Capital and Imperial Fund, marks A&D’s 25th securitization issued with A&D-originated collateral. And it is the 16th transaction to be rated by Fitch featuring collateral originated and serviced by A&D under the Imperial Fund Asset Management platform.

​”The best-case scenario for mortgage rates is to hover just above the 6% mark for the next two years,” agreed Victor Kuznetsov, Co-Founder and Managing Director of Imperial Fund Asset Management. “The average American household has adopted a wait-and-see strategy regarding mortgage rates, as they also seek to reduce their monthly consumer spending, amid current economic uncertainty. The good news is that employment and home prices remain strong, so families will be in a better position to buy or refinance a home in the coming months, especially if rates dip below 6%.”

"The best-case scenario for mortgage rates is to hover just above the 6% mark for the next two years," said Victor Kuznetsov, Imperial Fund Asset Management co-founder and managing director.

“The best-case scenario for mortgage rates is to hover just above the 6% mark for the next two years,” noted Victor Kuznetsov, Co-Founder and Managing Director of Imperial Fund Asset Management.

Victor Kuznetsov, managing director of Imperial Fund Asset Management, indicated that mortgage rates will not change significantly in the foreseeable future. He said the “best-case scenario” is for rates to hover around 6% for the next two years.

"Aspirational purchases like spending too much on a brand new car, when used cars represent better values but carry less of a 'wow' factor, should definitely be avoided," says Yuri Nosenko, wealth advisor at Imperial Fund Asset Management.

A potential reduction in the construction labor force, due to immigration reforms and the possible deportation of undocumented workers, could slow construction and raise housing costs, impacting market stability, according to Victor Kuznetsov, co-founder and general partner at Imperial Fund Asset Management.

"...as the economy seems to continue its so-called ‘soft landing,’ we expect mortgage rates to drift lower through the summer gradually, but not by more than a percentage point," said Gezunterman.

A&D Mortgage announced the launch of a new non-QM securitization, A&D Mortgage Trust 2025-NQM1 (ADMT 2025-NQM1). The $458.93 million transaction is backed by a pool of 1,290 loans, featuring a weighted average credit score of 745 and a weighted average combined loan-to-value ratio of 68.91%. Approximately 45% are investment property loans.

The transaction was sponsored by Atlas A&D Opportunity Fund III LLC, with A&D Mortgage LLC serving as the loan originator, servicer, and representations and warranties provider.

To improve operational efficiency and investor reporting, A&D Mortgage and Imperial Fund Asset Management have partnered with Clearwater Analytics to refine compliance processes and enhance risk assessment and transparency for institutional investors.

The RMBS deal, done in partnership with Imperial Fund Asset Management, is expected to close on March 13. There are 11 initial investors in the transaction, according to a press release, including Nomura Securities International, Barclays Capital, BMO Capital Markets, BNP Paribas, Jefferies and Piper Sandler & Co.

“Focus on conservative investments like dividend-paying stocks, bonds or money market funds to ensure stable income with minimal risk,” said Yuri Nosenko, wealth advisor at Imperial Fund Asset Management. “It’s also important to keep a portion of funds in liquid instruments, such as money market accounts, to maintain easy access to cash for emergencies.”