Who We Are

Who We Are

Imperial Fund, I LLC has been organized to invest in Non-QM high yield and low LTV loans to borrowers secured by interests in real property in first lien positions located in the United States. Imperial Fund is based in Florida.

Our portfolio consists of a diversified pool of loans collateralized by residential (non-owner occupied) and small balance commercial real estate within US. 

We provide to our investors a competitive monthly returns forming from our loan portfolio interest payments.

As a source of loans, we primarily utilize platform of A&D Mortgage - nationwide mortgage lender and servicer and from time to time aquire whole and pools of loans from independent originators or investors. 

Imperial Fund offering limited liability company membership interests to qualified investors who meet the Investor Suitability Standards through Private Placement Memorandum (PPM). The Membership Interests are being offered for sale in reliance upon a newly effective exemption under the Rule 506(c) of the Securities Act. PPM is registered with Security and Exchange Commission (SEC) under file number 021-229076

History

History of the Imperial Fund

Founders and management team of the Fund have more than 20 years of experience in mortgage industry, structured finances and secured investments. Imperial Fund was created as a stand alone investment platform for A&D Mortgage - nationwide mortgage lender and servicer. 

A&D Mortgage* — is one of the largest mortgage lenders in South Florida.

Licensed as mortgage lender and servicer in the following states: FL, CA, TX, CO, NJ, MN, PA, VA, GA, NC, SC, MA, TN, OR, CT and OK.

A&D Mortgage acting as a platform to originate two type of mortgage loans:

  • Conventional Mortgages — with a further sale to Fannie/Freddie or to aggregators  such as JP Morgan Chase, Wells Fargo, Dytech, US Bank, etc.
  • Non QM Mortgages — with a further booking to Imperial Fund.

 

Financials

Financials Chart


Financials

  • As of period ended September 30th, 2017

    Average LTV (loan-to-value ratio) 58.37%
    Return on Equity Capital (ROE) 7.6%
    Average Loan Term 73 months

     

  • As of period ended August 31st, 2017

    Average LTV (loan-to-value ratio) 58.5%
    Return on Equity Capital (ROE) 7.598%
    Average Loan Term 80 months

     

  • As of period ended July 31st, 2017

    Average LTV (loan-to-value ratio) 58.66%
    Return on Equity Capital (ROE) 7.59%
    Average Loan Term 58 months

     

  • As of period ended June 30th, 2017

    Average LTV (loan-to-value ratio) 60.74%
    Return on Equity Capital (ROE) 7.58%
    Average Loan Term 42 months

     

  • As of period ended May 31st, 2017

    Average LTV (loan-to-value ratio) 59.8%
    Return on Equity Capital (ROE) 7.6%
    Average Loan Term 39 months

     

  • As of period ended April 30th, 2017

    Average LTV (loan-to-value ratio) 60.16%
    Return on Equity Capital (ROE) 7.59%
    Average Loan Term 36 months

     

  • As of period ended March 31st, 2017

    Average LTV (loan-to-value ratio) 60.23%
    Return on Equity Capital (ROE) 7.57%
    Average Loan Term 35 months

     

  • As of period ended February 28th, 2017

    Average LTV (loan-to-value ratio) 60.37%
    Return on Equity Capital (ROE) 7.6%
    Average Loan Term 34 months

     

  • As of period ended January 31st, 2017

    Average LTV (loan-to-value ratio) 60.31%
    Return on Equity Capital (ROE) 7.65%
    Average Loan Term 33 months

     

  • As of period ended December 31st, 2016

    Average LTV (loan-to-value ratio) 60.35%
    Return on Equity Capital (ROE) 7.8%
    Average Loan Term 33 months

     

  • As of period ended November 30th, 2016

    Average LTV (loan-to-value ratio) 60.75%
    Return on Equity Capital (ROE) 7.75%
    Average Loan Term 32 months

     

  • As of period ended October 31st, 2016

    Average LTV (loan-to-value ratio) 53.22%
    Return on Equity Capital (ROE) 7.62%
    Average Loan Term 32 months

     

  • As of period ended September 30th, 2016

    Average LTV (loan-to-value ratio) 53.66%
    Return on Equity Capital (ROE) 7.69%
    Average Loan Term 32 months

     

  • As of period ended July 30th, 2016

    Average LTV (loan-to-value ratio) 55.14%
    Return on Equity Capital (ROE) 7.65%
    Average Loan Term 30 months

     

  • As of period ended June 29th, 2016

    Average LTV (loan-to-value ratio) 54.65%
    Return on Equity Capital (ROE) 7.87%
    Average Loan Term 30 months

     

  • As of period ended May 30th, 2016

    Average LTV (loan-to-value ratio) 54.31%
    Return on Equity Capital (ROE) 7.86%
    Average Loan Term 28 months

     

  • As of period ended April 29th, 2016

    Average LTV (loan-to-value ratio) 53.86%
    Return on Equity Capital (ROE) 7.88%
    Average Loan Term 28 months

     

  • As of period ended March 30th, 2016

    Average LTV (loan-to-value ratio) 54.05%
    Return on Equity Capital (ROE) 7.56%
    Average Loan Term 28 months

     

  • As of period ended February 28th, 2016

    Average LTV (loan-to-value ratio) 52.04%
    Return on Equity Capital (ROE) 7.64%
    Average Loan Term 28 months

     

  • As of period ended January 30th, 2016

    Average LTV (loan-to-value ratio) 55.28%
    Return on Equity Capital (ROE) 7.66%
    Average Loan Term 25 months

     

  • As of period ended December 30th, 2015

    Average LTV (loan-to-value ratio) 56.15%
    Return on Equity Capital (ROE) 7.79%
    Average Loan Term 28 months

     

  • As of period ended November 29th, 2015

    Average LTV (loan-to-value ratio) 56.33%
    Return on Equity Capital (ROE) 8%
    Average Loan Term 28 months

     

  • As of period ended October 30th, 2015

    Average LTV (loan-to-value ratio) 56.28%
    Return on Equity Capital (ROE) 7.87%
    Average Loan Term 28 months

     

  • As of period ended September 29th, 2015

    Average LTV (loan-to-value ratio) 54.09%
    Return on Equity Capital (ROE) 8.25%
    Average Loan Term 28 months

     

  • As of period ended August 30th, 2015

    Average LTV (loan-to-value ratio) 58.33%
    Return on Equity Capital (ROE) 7.97%
    Average Loan Term 26 months

     

  • As of period ended July 30th, 2015

    Average LTV (loan-to-value ratio) 57.69%
    Return on Equity Capital (ROE) 8.3%
    Average Loan Term 26 months

     

  • As of period ended June 29th, 2015

    Average LTV (loan-to-value ratio) 57.15%
    Return on Equity Capital (ROE) 8.36%
    Average Loan Term 26 months

     

  • As of period ended May 30th, 2015

    Average LTV (loan-to-value ratio) 55.74%
    Return on Equity Capital (ROE) 7.63%
    Average Loan Term 23 months

     

  • As of period ended April 29th, 2015

    Average LTV (loan-to-value ratio) 58.69%
    Return on Equity Capital (ROE) 7.6%
    Average Loan Term 24 months

     

  • As of period ended March 30th, 2015

    Average LTV (loan-to-value ratio) 58.69%
    Return on Equity Capital (ROE) 7.81%
    Average Loan Term 24 months

     

  • As of period ended February 27th, 2015

    Average LTV (loan-to-value ratio) 61.27%
    Return on Equity Capital (ROE) 7.59%
    Average Loan Term 26 months

     

  • As of period ended January 30th, 2015

    Average LTV (loan-to-value ratio) 62.38%
    Return on Equity Capital (ROE) 7.74%
    Average Loan Term 26 months

     

  • As of period ended December 30th, 2014

    Average LTV (loan-to-value ratio) 61.33%
    Return on Equity Capital (ROE) 7.17%
    Average Loan Term 29 months

     


 

 

Disclaimer

Disclaimer

THIS OFFERING IS EXEMPT FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “1933 ACT”) AND UNDER THE EXEMPTION PROVIDED BY RULE 506 PROMULGATED BY THE SEC. UNDER THE 1933 ACT, AS AMENDED (THE “ACT”). THE FUND WILL NOT BE REGISTERED AS AN INVESTMENT COMPANY UNDER THE INVESTMENT COMPANY ACT OF 1940.

Therefore, investors will not benefit from the protection of those acts. The Securities and Exchange Commission has not passed on the merits of or approved the Securities, the offering or the accuracy or completeness of any offering materials. The Securities are subject to legal restrictions on transfer and resale, and investors should not assume they will be able to resell their Securities. Risk factors disclosed in the offering materials for each investment should be carefully reviewed prior to making any investment decision and investors should be able to bear the entire loss of any investment.

The Membership Interests are being offered pursuant to a newly available exemption under the Securities Act. The Interests are being offered for sale in reliance upon a newly effective exemption under the Rule 506(c) of the Securities Act. This exemption permits an issuer to engage in general solicitation or general advertising of the offering and selling of securities pursuant to Rule 506(c), provided that (1) all purchasers of the securities are accredited investors and (2) the issuer takes reasonable steps to verify that such purchasers are accredited investors.

THERE IS NO PUBLIC MARKET FOR MEMBERSHIP INTERESTS AND NONE IS EXPECTED TO DEVELOP IN THE FUTURE. SUMS INVESTED IN THE LIMITED LIABILITY COMPANY ARE ALSO SUBJECT TO SUBSTANTIAL RESTRICTIONS ON WITHDRAWAL AND TRANSFER. THE MEMBERSHIP INTERESTS OFFERED HEREBY SHOULD BE PURCHASED ONLY BY INVESTORS WHO HAVE NO NEED FOR LIQUIDITY IN THEIR INVESTMENT.

THE FUND MAY ACCEPT OR REJECT SUBSCRIPTIONS IN ITS SOLE DISCRETION. THE SALE IS AVAILABLE ONLY TO “ACCREDITED INVESTORS” AS DEFINED UNDER REGULATION D UNDER THE SECURITIES ACT OF 1933, AS AMENDED, THAT PROVIDE REASONABLE EVIDENCE TO THE COMPANY THAT SUCH INVESTOR IS AN ACCREDITED INVESTOR.